Many people seem to be waiting for the Verizon iPhone. According to this post from Tom Kaneshige the earliest it would be is February. Why? According to Kaneshige one big reason is "If a Verizon iPhone came out in January—that is, inside of the 30-day return policy—Verizon customers would return their Christmas phones for iPhones, leaving Verizon stuck with crushing inventory."
Squeeze Da Apple: Yeah, we think so too, if Verizon had a January iPhone launch they were be inundated with Christmas phone returns.
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